Discuss your property and funding plans →
Request a callback or choose a call time after saving your inquiry. We will reach out within 24 hours.
City of Los Angeles or unincorporated LA County?
Confirm the parcel’s jurisdiction first. For the City of Los Angeles, start with LADBS for current ADU and building resources. For an unincorporated property, use LA County Planning’s ADU page and its linked Building and Safety resources. A property in a separate incorporated city needs that city’s process.
What does the county’s standard-plan program provide?
LA County’s ADU page describes a county catalog and a private designer catalog. These are design resources, not financing offers. Ask the relevant department and designer what information, approvals and site work remain for your property. A plan resource does not establish that an illustrative prefab model on our website is approved.
Detached prefab or garage conversion: compare the scope first
A new detached unit and an existing-space conversion are different projects. For a conversion, ask a qualified project provider to assess the existing structure and price the required work. For prefab, ask about delivery access, foundation, utility connections and installation. Avoid using a unit price as a garage conversion quote.
ADU Fund Co does not provide conversion construction services. You can inquire about a funding conversation while separately obtaining the appropriate provider’s scope. Our budget checklist helps identify exclusions.
Can I use home equity and keep my mortgage?
Ask the financing provider whether a separate HELOC fits your circumstances and intended use. It adds an obligation and is secured by your home. Our HELOC guide explains questions about payments, fees and access to funds. Financing approval does not approve the construction project.
Questions for your Los Angeles project conversation
- Which jurisdiction reviews the parcel, and what has already been confirmed?
- Is this a detached unit, an addition or a conversion?
- What is priced, excluded or still unknown in the written scope?
- What budget and payment milestones need to be matched to funds?
- Is the intended use family, personal living space or a potential rental?
Bring the answers you have; you do not need a finished design to inquire. Use the call checklist to prepare without sending sensitive borrower documents.
What happens when I inquire?
Share your California ZIP code, ownership, project stage and contact preference. ADU Fund Co helps with initial inquiries, recommended HELOC options and prefab next steps. Financing eligibility and terms are determined by the financing provider. We do not perform permitting or installation. An inquiry is not an approval or a confirmed appointment.
Sources & scope
- City of Los Angeles: LADBS
- LA County Planning: ADU resources and standard plans
- California HCD: ADU handbook
- CFPB: HELOC borrowing and repayment
Sources checked October 10, 2026. General educational information, not an individual financing recommendation. Loan terms and approval are determined by the lender. ADU Fund Co helps with initial inquiries and next steps.