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CALIFORNIA HOMEOWNER RESOURCES

California ADU financing & planning guides

Understand your financing choices, prepare a realistic project budget and move toward your next conversation with confidence.

Can you use a HELOC for an ADU in California?

Understand how home equity may help fund an ADU, what to ask about loan terms, and what to prepare before a financing conversation.

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ADU financing options: questions to compare before you commit

Compare HELOCs, home equity loans and other ADU funding paths. Prepare a California project budget and ask the right lender questions.

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A complete prefab ADU budget starts beyond the unit price

Use this California prefab ADU budget checklist to compare quotes, identify exclusions and prepare for a financing conversation.

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